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Our Reputation | Partisan Funding 602-753-3535

A Brand New Community Approach

We strongly believe that we exceed the industry standards in many areas, but especially in our commitment to quality. Our customers demand excellence, we will be there to deliver. Staying connected with our community is vital in the mortgage business. Our knowledgeable and experienced support staff is always available to assist with all their needs.

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Frequently Asked Questions

What happens when interest rates change?

When your mortgage (or part thereof) is going to be on a variable interest rate, it’s important to know what happens when interest rates rise. Ask your mortgage broker to quantify what your repayment would be if interest rates were to rise 1%, 3%, or 5%.

Don’t necessarily let these calculations scare you off property investment, but be aware that your 25 or 30 year mortgage term is a long time, and interest rates won’t remain the same forever. Knowledge and forward planning is your best defense.

Why getting pre-approved is smart?

You can assure sellers of your viability and negotiate more effectively when you’re pre-approved.

Getting prequalified is simple and easy. A phone call to one of our loan professionals will have you on your way to home ownership in no time at all!

An important part of getting prequalified is determining what you can truly afford. At Partisan Funding LLC we feel it’s important to take on a mortgage payment that is comfortable for you and your family.

You will be guided through the process of assessing your ability to purchase and know just how much home you are qualified to purchase.

Your Loan Professional will inform you of any documentation required to complete the approval process for you.

 

What is the application / approval process like?

Ask your Partisan Funding loan officer to explain how the application/approval process will work, what you have to do, and how long it is going to take. Ask whether you should be getting pre-approval for your mortgage now or wait until you have found your property.

How much can I borrow?

Before you start looking for a property, you need to know if it’s in your price range. Several factors come together to determine how much money a lender will offer you, including your income, other debts and credit history. Different financial institutions have different lending criteria, so ask your Partisan Funding loan officer which loan program will fit your needs.

Don't Be Shy

If we didn’t answer all of your questions, feel free to drop us a line anytime.

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